Many Britons failing to take out travel insurance

A large number of Britons go on holiday without taking out travel insurance, putting themselves at unnecessary risk, The Telegraph reports.

A survey conducted on behalf of Norwich Union found that one in four travelling Britons fail to take out cover, meaning they could be faced with unexpected bills when they go overseas.

"Clearly holidays are a time for fun and relaxation, but something simple like a child falling over or a stomach bug could mean that you end up footing an expensive medical bill if you haven't taken out proper travel insurance," said Luis Berraondo of Norwich Union.

An increase in the popularity of city breaks is a contributory factor, with many people seemingly unwilling to shell out to cover a short trip. However, a significant proportion (14 per cent) say they simply forgot to take out insurance.

The report also found that travellers were confused by the introduction of the European Health Insurance Card, which provides free or reduced-price medical treatment for travel within the European Economic Area and Switzerland.

The card entitles the holder to state-provided medical treatment that becomes necessary during their trip, but does not cover other travel-related problems.

Common problems faced by travellers include flight cancellations and loss of baggage.

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